Common Sense Advice

With AGE & EXPERIENCE should come COMMON SENSE.

Common sense is the ability to make practical decisions and solve everyday problems based on a deep understanding of how things work. 

1. Stay out of bad debt. A simple rule is that if the debt can increase your net worth or has future value (home), it can be good. If the debt is lowering your net worth (credit card debt) or depreciates in value (car), it’s typically hurting your financial situation.
2. Distraction is the greatest killer of success. It stunts and destroys your brain.
3. You shouldn’t take advice from people who are not where you want to be in life.
4. No one is coming to save your problems. Your life’s 100% your responsibility.
5. You don’t need 100 self-help books, all you need is action and self discipline.
6. Spend less than you make. This may seem obvious, and boring, but spending less than you make is by far the biggest key to financial success. If you struggle with spending, focus on this one rule until you’re at a point where you have positive cash flow at the end of the month.
7. Stop being shy, go out and create your chances.
8. If you find someone smarter than you, work with them, don’t compete.
9. Smoking has 0 benefit in your life. This habit will only slow your thinking and lower your focus.
10. Comfort is the worst addiction and cheap ticket to depression. Get out of your comfort zone.
11. Don’t tell people more than they need to know, respect your privacy.
12. Avoid alcohol at all cost. Nothing worse than losing your senses and acting a fool.
13. Keep your standards high and don’t settle for something because it’s available.
14. The family you create is more important than the family you come from.
15. Train yourself to take nothing personally to save yourself from 99.99% of mental problems.